Responsibility for wage loss due to an accident with a commercial car is part of PDL or BodilyInjuryLiability?

I had an at-fault accident with a commercial car (town car) in NY. No body was hurt, and my insurance paid for the damages of that car, but now I'm sued because the driver has not been able to work for some days after the accident (because that was a commercial car). I had Property Damage Liability but not Bodily Injury Liability. Am I responsible to pay that guy because he has not been able to work or my insurance company? The coverage related to this issue is part of Property Damage Liability or Bodily Injury Liability?